FXnity Review 2026: Spreads, Regulation, Safety & Broker Judge Verdict

FXnity is a relatively new Forex and CFD broker, established in 2022 and operating primarily under an offshore registration in St. Vincent and the Grenadines (SVG). The broker positions itself as a high-leverage provider offering access to the MetaTrader 4 (MT4) and MetaTrader 5 (MT5) platforms. While FXnity offers competitive entry requirements, including a low minimum deposit and advertised tight spreads, its regulatory status presents significant concerns that potential traders must weigh carefully.

In this detailed FXnity review for 2026, we conduct a deep dive into the broker’s operational structure, safety protocols, fee schedules, trading conditions, and overall suitability for modern traders. Our analysis focuses on transparency, regulatory compliance, and the practical trading environment provided by FXnity.

FXnity Broker Overview: Quick Facts

For traders seeking quick details on FXnity, the table below summarizes the key features and operational parameters reviewed by BrokerJudge:

Feature	Detail
Broker Judge Score	3.2 / 10
Established	2022
Headquarters	St. Vincent and the Grenadines (SVG)
Regulation	Offshore Registration (SVG FSA)
Maximum Leverage	1:500
Minimum Deposit	$50
Trading Platforms	MT4, MT5, WebTrader
Min. Spread (Major Pairs)	From 0.0 pips (ECN)
Account Types	Standard, ECN, VIP

Is FXnity Safe? Regulation and Security Assessment

When choosing a Forex broker, regulation is the most critical factor determining safety and trustworthiness. Unfortunately, this is where FXnity exhibits its greatest weakness, significantly impacting its Broker Judge score.

FXnity is registered in Kingstown, St. Vincent and the Grenadines (SVG), under the Financial Services Authority (FSA). It is crucial for traders to understand the distinction between a financial services license and a business registration. The SVG FSA provides a general corporate registration but does not oversee, regulate, or license Forex and CFD trading activities. This means FXnity operates outside the oversight of major Tier-1 financial jurisdictions.

The Risks of Offshore Regulation

Trading with an unregulated or weakly regulated offshore broker carries substantial risks. These risks include:

• Lack of Fund Segregation: There is no guarantee that client funds are held separately from the broker’s operating capital, posing a risk in case of broker insolvency.
• No Investor Compensation Scheme: Unlike brokers licensed by the FCA or ASIC, FXnity does not participate in any recognized investor compensation schemes. If the broker defaults, clients are unlikely to recover their funds.
• Limited Dispute Resolution: Traders lack access to robust, independent financial ombudsmen or dispute resolution services typically mandated by Tier-1 regulators.
• High Retail Investor Loss %: Our research indicates a high proportion of retail investors (85%) lose money trading CFDs with FXnity, which, while common in the industry, highlights the high-risk environment amplified by weak oversight.

For traders prioritizing security and capital protection, FXnity’s current regulatory framework should be viewed with extreme caution. We classify FXnity as a high-risk entity due to its non-Tier-1 regulatory status, meaning the question of whether FXnity is a scam or legit leans towards legitimate operation but high vulnerability due to a lack of protective oversight.

FXnity Trading Fees, Spreads, and Commission

FXnity’s fee structure is designed to appeal to cost-sensitive traders, advertising low entry spreads, especially on its ECN account. However, traders must calculate both the spread and the commission to determine the true trading cost.

Spread Comparison and Account Tiers

FXnity offers three primary account types, each with a distinct fee model:

1. Standard Account: Commission-free, but spreads are wider, starting from 1.5 pips on EUR/USD. This is suitable for casual traders or those new to Forex.
2. ECN Account: Advertised spreads start at 0.0 pips. A fixed commission of $7 per round turn lot (per $100,000 traded) is charged. This model is more transparent and generally preferred by scalpers and high-volume traders.
3. VIP Account: Requires a higher minimum deposit (undisclosed, likely $10,000+). Offers institutional-grade spreads (from 0.0 pips) and a potentially lower, negotiated commission fee.

The average spread on EUR/USD for the ECN account, including commission converted to pips, typically averages around 1.0 to 1.2 pips, which is competitive but not sector-leading. For forex trading India or other high-leverage markets, these conditions can be appealing if the risk profile is accepted.

Trading Fees Summary (EUR/USD)

Account Type	Min. Spread	Commission (Round Turn)	Effective Trading Cost (Estimated)
Standard	1.5 pips	$0	1.5+ pips
ECN	0.0 pips	$7.00 per lot	~0.7 pips
VIP	0.0 pips	Negotiated	Sub-0.7 pips

Non-Trading Fees

In addition to transaction costs, FXnity charges several non-trading fees that can affect long-term profitability:

• Swap Fees: Standard industry overnight interest fees (swap fees) apply for positions held past 5 PM EST. These vary based on the asset and interest rate differentials.
• Inactivity Fee: A monthly fee of $20 is charged if an account remains dormant (no trading activity) for 90 consecutive days. This is moderately high compared to industry standards.
• Withdrawal Fee: FXnity charges withdrawal fees depending on the method. Wire transfers incur a substantial $30 fee, while cryptocurrency withdrawals are charged at 1% of the amount. This fee structure is punitive compared to zero-fee withdrawal brokers.

FXnity Account Types

FXnity offers a streamlined selection of accounts designed to cater to different trading styles and capitalization levels. All accounts support micro-lots (0.01 minimum trade size) and leverage up to 1:500.

Standard Account

• Minimum Deposit: $50
• Commission: $0
• Spreads: From 1.5 pips
• Execution: Market Execution
• Target Audience: Beginners and casual traders who prefer simplicity over the tightest possible spreads.

ECN Account

• Minimum Deposit: $200
• Commission: $7 per standard lot round turn
• Spreads: From 0.0 pips
• Execution: Raw STP/ECN
• Target Audience: Experienced traders, scalpers, and those using Expert Advisors (EAs/Robots) who require low latency and tight pricing.

VIP Account

• Minimum Deposit: Negotiated (High)
• Commission: Negotiated (Below $7)
• Spreads: Institutional-grade from 0.0 pips
• Target Audience: High-net-worth individuals and professional traders requiring bespoke services and pricing.

A free Demo Account is available for all platforms, allowing traders to test the broker’s execution speed and market conditions without financial risk.

Trading Platforms Offered by FXnity

FXnity relies on the industry-standard MetaTrader suite, offering robust and familiar technology to its client base.

MetaTrader 4 (MT4)

MT4 remains the most popular platform for retail Forex trading globally. FXnity provides MT4 access across desktop, mobile, and web versions. Key features include:

• Advanced charting tools and technical indicators.
• Support for MQL4 programming language.
• Full compatibility with custom indicators and EAs/Robots.
• One-click trading functionality.

MetaTrader 5 (MT5)

MT5 offers an enhanced experience over its predecessor, primarily catering to multi-asset trading and deeper market analysis. The benefits of FXnity’s MT5 offering include:

• Access to market depth (Level II pricing).
• More timeframes and analytical tools than MT4.
• Integrated economic calendar for News Trading strategies.
• Faster processing speed and optimization for CFD products (Stocks, Indices).

Proprietary WebTrader

FXnity also offers a WebTrader accessible directly through any modern browser. This platform is useful for traders who cannot download the desktop client but still require basic order execution and account management features.

Deposits and Withdrawals Review

FXnity offers a range of methods for funding accounts, though the speed and cost of transactions, particularly withdrawals, warrant careful consideration.

Deposit Methods

Deposits are processed relatively quickly, with the minimum deposit set competitively low at $50.

• Credit/Debit Cards (Visa/Mastercard): Instant processing, no broker fee (third-party fees may apply).
• Wire Transfer: 1-3 business days. Suitable for large sums.
• Cryptocurrencies (USDT, BTC): Processed quickly, usually within a few hours.

While FXnity offers a 10% tradable bonus for deposits, traders must thoroughly read the strict terms and conditions associated with withdrawing profits generated from bonus funds, as these often involve significant turnover requirements.

Withdrawal Methods and Fees

Withdrawals are processed manually by the FXnity finance team, typically taking 2-5 business days.

• Cryptocurrencies: 1% withdrawal fee. Fastest method.
• Wire Transfer: $30 flat fee. Slowest method.

The presence of significant withdrawal fees, especially the $30 for bank transfers, discourages frequent withdrawals and represents a hidden cost of trading with this broker.

Available Trading Instruments

FXnity provides a standard, competitive range of assets suitable for most retail traders seeking diverse opportunities.

• Currencies (Forex): Over 50 major, minor, and exotic currency pairs. High leverage (1:500) is available on major pairs.
• Commodities: CFDs on precious metals (Gold, Silver) and energies (Crude Oil, Natural Gas).
• Indices: CFDs on major global indices (S&P 500, FTSE 100, DAX 40).
• Cryptocurrencies: A selection of popular crypto pairs (BTC/USD, ETH/USD) available as CFDs, allowing leveraged trading without holding the underlying asset.
• Stocks (CFDs): CFDs on selected US and European equities.

The provision of CFDs across multiple asset classes makes FXnity a suitable destination for multi-asset traders, although institutional depth of market access is lacking compared to premium regulated brokers.

Expert Verdict and Ratings

Based on our comprehensive analysis, FXnity is a high-risk broker that provides accessible trading conditions but lacks crucial regulatory safeguards. The high Maximum Leverage of 1:500 is attractive, but the offshore status nullifies many of the platform’s benefits for risk-averse investors.

Our overall score of 3.2 reflects poor regulatory compliance, high withdrawal fees, and a lack of transparency regarding liquidity providers. The broker is structurally better suited for experienced traders who fully understand and accept the risks associated with non-Tier-1 regulated environments.

FXnity Rating Breakdown

Category	Score (Out of 5.0)	Analysis
Trust & Regulation	1.0	High-risk SVG registration; zero Tier-1 regulation.
Fees & Costs	3.5	Competitive ECN spreads, but high commissions and severe withdrawal fees.
Platforms & Tools	4.0	Excellent provision of MT4 and MT5, allowing EAs and Scalping.
Deposits & Withdrawals	2.5	Low minimum deposit, but slow withdrawal times and high fees.
Customer Support	3.0	Standard 24/5 support, but limited channels and depth of response.
Overall Broker Judge Score	3.2	Low-Trust, High-Risk Broker.

FXnity Pros and Cons

Advantages (Pros)

• Low barrier to entry with a $50 Minimum deposit.
• High Maximum Leverage up to 1:500.
• Industry-standard Trading Platforms (MT4/MT5).
• ECN account offers true 0.0 pip minimum spreads for Scalping and precision trading.
• Supports advanced strategies including Hedging, EAs, and MAM accounts.

Disadvantages (Cons)

• Operates solely with non-Tier-1 Regulations (SVG FSA).
• High withdrawal fees ($30 for Wire Transfer).
• High inactivity fee ($20/month after 90 days).
• Lack of transparency regarding Liquidity Provider and fund protection.
• Limited educational resources offered.

Alternatives to FXnity

For traders seeking similar trading conditions but with significantly higher levels of safety and regulation, BrokerJudge recommends considering brokers authorized by Tier-1 bodies such as the FCA (UK), ASIC (Australia), or CySEC (Cyprus).

Alternative 1: High Regulation, Competitive Spreads

Look for brokers with established Tier-1 licenses that still offer MT4/MT5 and ECN environments. These brokers typically have lower maximum leverage (e.g., 1:30 or 1:50) in regulated zones but provide fund segregation and compensation schemes.

Alternative 2: Low Minimum Deposit, Regulated

Some Tier-1 regulated brokers now offer minimum deposits starting below $100. While their spreads might be slightly higher than FXnity’s advertised 0.0 pips, the guaranteed safety protocols far outweigh the minor difference in cost.

Conclusion: The Broker Judge Final Verdict

FXnity presents a classic dilemma in the modern forex broker review landscape: highly attractive trading conditions countered by severe regulatory risks. The combination of MT4/MT5 platforms, high leverage, and competitive ECN spreads makes FXnity technically suitable for high-frequency traders and aggressive strategies.

However, the lack of Tier-1 oversight means that traders using FXnity are accepting 100% of the counterparty risk. The weak regulatory status (SVG registration) offers minimal legal recourse in the event of a commercial dispute or financial difficulty for the brokerage. For the vast majority of retail traders, particularly those new to forex trading India or other international markets, the high risks associated with FXnity do not justify the marginal cost savings. We strongly advise traders to prioritize brokers with verifiable Tier-1 regulation.

Frequently Asked Questions (FAQs) about FXnity

Is FXnity a safe broker?

Based on our analysis, FXnity is considered a high-risk broker. It operates only under a St. Vincent and the Grenadines (SVG) registration, which provides no serious financial regulatory oversight or investor protection. We do not consider it safe compared to brokers regulated by Tier-1 authorities like the FCA or ASIC.

What is the minimum deposit required by FXnity?

The minimum deposit required to open a Standard Account with FXnity is $50. The ECN account requires a minimum deposit of $200.

Does FXnity offer MT4 or MT5?

Yes, FXnity offers both the MetaTrader 4 (MT4) and MetaTrader 5 (MT5) platforms, available on desktop, web, and mobile devices.

What is the maximum leverage offered by FXnity?

FXnity offers a maximum leverage ratio of 1:500 on major currency pairs. This high leverage is typical of offshore brokers but increases the potential for significant losses.

How high are the withdrawal fees at FXnity?

FXnity charges high withdrawal fees: $30 for international wire transfers and a 1% fee for cryptocurrency withdrawals. Most regulated brokers offer at least one free withdrawal method.

Does FXnity support scalping and EAs?

Yes. FXnity allows both scalping and hedging strategies. Its ECN accounts, featuring 0.0 pip spreads (plus commission), are specifically optimized for automated trading and Expert Advisors (EAs/Robots).

What currency pairs can I trade with FXnity?

FXnity offers trading on over 50 currency pairs, including majors (e.g., EUR/USD), minors, and a selection of exotic pairs, alongside CFDs on cryptos, stocks, indices, and commodities.

Is there an inactivity fee?

Yes, FXnity charges an inactivity fee of $20 per month after an account has been dormant (no trading activity) for 90 days.

Where is FXnity headquartered?

FXnity is officially headquartered in Kingstown, St. Vincent and the Grenadines (SVG). The broker does not list any publicly accessible global offices.

How does the FXnity ECN commission work?

The ECN account charges a commission of $7 per standard lot ($100,000 traded) round turn (entry and exit). This fee is charged in addition to the raw spread.

Can residents of the USA trade with FXnity?

No, FXnity explicitly lists the United States, Canada, and several other regions as prohibited countries for registration due to regulatory restrictions.

What is the FXnity Broker Judge Score?

FXnity received a Broker Judge Score of 3.2. This low score primarily reflects the broker’s severe regulatory deficiencies and the resulting high operational risk for clients.